Payment Information

• Payment is due at time of service and I am happy to provide you with an invoice you may submit to your insurance company.
• Chalom Physical Therapy and Wellness will be considered an out of network provider

Why do I not bill insurance?

• I have chosen to run my practice this way so I may spend the time I need with you to get you better. 
• All treatments are a minimum of 60 minutes one on one with me. 90 minute sessions are also available.
• If I work with insurance contracts they are the ones determining what types of treatments and the amount of time I spend with my patients.
• Through years of experience I know that many times these insurance restrictions interfere with quality care.
• The cost to be seen by me may seem higher at first, but you will most likely require less visits overall if compared to care in a traditional setting where your therapist will have one patient every thirty munutes
• Packages available for those of you who like to plan ahead - refunds not available after purchase since the discount is based on a specific number of sessions - please inquire for your specific needs.

FYI - California is now a Direct Access state for physical therapy.  This means you don't need a referral from your doctor to be seen. Some insurance companies may require one so keep that in mind if you plan to submit invoices.  I may recommend you see your doctor depending on my findings and your progress.